1424 North Brown Road, Suite 300
Lawrenceville, GA 30043-8107 |
www.smginsurance.com |
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Drew
Gilbreath
Ph. (678) 533-2260
Fax (678) 533-2293
dgilbreath@smginsurance.com |
Independently
owned and operated, Sutter, McLellan &
Gilbreath, Inc., (SM&G) is recognized as one
of the region's leading professional service firms in
designing and monitoring corporate and individual risk
management and asset protection programs.
As your risk management partner and agent, we offer programs
built on coverage, service and cost, customized for your
unique situation. Professionalism, integrity and due
diligence are the guiding principles for the agency
management and staff. Ours is first and foremost, a
service business. |
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Available Coverage's |
Eligible classes include, but are not limited to... |
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Property Insurance / Building; Tenant
Improvements; Contents
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Business Income
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Equipment Breakdown
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Food Contamination/Spoilage
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Checkroom Theft
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Crime/Employee Dishonesty
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General Liability
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Employee Benefit Liability
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Liquor Liability
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Workers' Compensation and Employers' Liability
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Auto/Valet Liability (including Auto Physical Damage)
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Umbrella/Excess Liability
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Assault & Battery
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Fine Dining
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Casual Dining
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Fast Food
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Ethnic
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Delicatessen
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Coffee Shop
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Bakery
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Micro Brewery
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Drive-Ins
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Food Court
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Cafeterias
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Bodegas
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Grocery Store
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Hotels
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Motels
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Employee Benefits
Today's
changing health care trends require a constant watch on
employee benefit programs. We are pleased to offer the
following:
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● Individual Health
● Group Health
● Life Insurance
● Disability |
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Common
Concerns and Solutions |
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What if my restaurant inadvertently sells contaminated food,
and a customer gets sick? |
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Food Contamination Coverage |
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What if an employee sues for discrimination, wrongful
termination or harassment, even if we are not guilty? |
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Employment Related Practices Coverage |
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What if the valet wrecks or damages a customer’s car? |
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Auto/Valet Liability (including Auto Physical Damage) |
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What if a customer hurts themselves or others from drinking
too much alcohol or some one slips and falls? |
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Liquor Liability Insurance
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General Liability Insurance
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Medical Payments Insurance |
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What about employee theft, or my restaurant gets broken
into? |
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Money and Securities Coverage
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Employee Dishonesty, Robbery and Safe Burglary Property
Coverage
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Forgery and Alteration Coverage |
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What if
a customer has a food allergy – like no peanuts in their
food – and the server forgot to ask if the recipe contained
peanuts, what happens? |
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General Liability Insurance |
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What if the power goes out, affecting my refrigeration,
water supply or power, and I lose income as a result? |
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Utility Services Coverage
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Business Income Coverage |